Privacy Policy

1. Company Information

BCVS is a financial services company registered in Switzerland. We operate in accordance with Swiss and European regulations related to data protection and privacy. Our organization is responsible for determining how and why your personal data is processed.

• BCVS
• Registered Address: Switzerland
• Email: info@bcve.ch
• Phone: +41 81 333 00 01

2. Scope of Application

This Privacy Policy applies to all visitors, clients, partners, and users who access our website, use our services, or communicate with us through any digital or physical channel. By using our services, you agree to the terms outlined in this policy.

3. Categories of Personal Data Collected

We may collect and process various categories of personal and professional information in order to provide our services efficiently and securely. This data may include, but is not limited to:

• Identification information such as full name and date of birth
• Contact information including email address and telephone number
• Residential and billing addresses
• Financial, banking, and transaction-related data
• Technical data such as IP address, device type, and browser information
• Communication records and customer support history
• Marketing preferences and subscription data

4. Methods of Data Collection

Personal data is collected through several secure and controlled channels. We ensure that data collection processes are transparent and limited to what is necessary.

• Online contact and registration forms
• Account creation and service subscription processes
• Direct communication via email, phone, or messaging systems
• Participation in surveys, promotions, or feedback programs
• Cookies, analytics platforms, and tracking technologies

5. Purpose of Data Processing

Your personal data is processed for specific, legitimate, and clearly defined purposes in accordance with applicable regulations.

• Providing, managing, and improving our financial services
• Verifying customer identity and preventing fraud
• Responding to inquiries and support requests
• Managing contractual and business relationships
• Improving website security and performance
• Complying with legal and regulatory obligations

6. Legal Basis for Processing

We process personal data based on your consent, contractual necessity, legal obligations, and our legitimate business interests, provided that such interests do not override your fundamental rights and freedoms.

7. Data Sharing and Disclosure

We do not sell, rent, or trade your personal data. Information may be shared only with authorized service providers, partners, or public authorities when required by law and under strict confidentiality agreements.

8. Data Retention Period

Personal data is retained only for the duration necessary to fulfill the purposes for which it was collected, to comply with legal requirements, and to resolve potential disputes. Once no longer needed, data is securely deleted or anonymized.

9. Data Security Measures

We implement advanced technical, organizational, and administrative security measures to protect personal data against unauthorized access, alteration, disclosure, loss, or destruction.

10. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance functionality, analyze user behavior, personalize content, and improve overall user experience. You may manage cookie preferences through your browser settings.

11. International Data Transfers

When personal data is transferred outside Switzerland or the European Union, we ensure that appropriate legal safeguards are in place, including standard contractual clauses and adequacy decisions.

12. Your Rights as a Data Subject

Under applicable data protection laws, you have several rights regarding your personal data, including:

• The right to access your personal data
• The right to correct inaccurate information
• The right to request data deletion
• The right to restrict or object to processing
• The right to data portability
• The right to withdraw consent at any time
• The right to lodge a complaint with authorities